Insurance News

EEOC Issues Opinion Letter on ICHRAs and the ADEA January 14, 2021
A Jan. 7, 2021 opinion letter from the U.S. Equal Employment Opportunity Commission (EEOC) addresses employer contributions to Individual Coverage Health Reimbursement Arrangements (ICHRAs) and compliance with the Age Discrimination in Employment Act of 1967 (ADEA).
Proposed Rules Would Amend Wellness Program Incentive Rules January 12, 2021
On Jan. 7, 2021, the Equal Employment Opportunity Commission issued two proposed rules on wellness programs under the Americans with Disabilities Act and the Genetic Information Non-Discrimination Act.
HHS Issues Proposed Changes to the HIPAA Privacy Rule January 12, 2021
The Department of Health and Human Services (HHS) issued a proposed rule that would make certain changes to the Health Insurance Portability and Accountability Act (HIPAA) Privacy Rule.
Massachusetts Issues Emergency PFML Regulations January 11, 2021
The Massachusetts Department of Family and Medical Leave (DFML) has issued emergency regulations for the paid family and medical leave (PFML) program. The emergency regulations add personal care attendants and family care providers to the program’s definition of “covered individual.”
DOL Issues New Q&As About FFCRA Leave Requirements January 6, 2021
The U.S. Dept. of Labor (DOL) has issued two additional Q&As about employee leave under the Families First Coronavirus Response Act.
CO Employers Must Provide 80 Hours’ Emergency Leave on Jan. 1 December 30, 2020
On Jan. 1, 2021, Colorado employers will have to provide workers with up to 80 hours of paid public health emergency leave under the state’s Healthy Families and Workplaces Act, passed in July 2020. The requirement was clarified in guidance and temporary emergency rules issued by the state’s Department of Labor and Employment on Dec. 23, 2020.
DOL to Accept Telemedicine as In-person Visit for FMLA Purposes December 30, 2020
New Directive Aligns Enforcement Practices with COVID 19 Guidance On Dec. 29, 2020, the U.S. Department of Labor (DOL) published Field Assistance Bulletin 2020 8 to provide enforcement guidance regarding the use of telemedicine when establishing a serious health condition
DOL Issues Guidance on Electronic Posting of Certain Labor Law Notices December 30, 2020
On Dec. 29, 2020, the U.S. Department of Labor (DOL) issued Field Assistance Bulletin 2020-7, which addresses when the DOL will consider electronic posting by employers (by email, or an internet or intranet website) sufficient to provide employees with required notice of their statutory rights under a variety of federal labor laws.
IRS Announces 2021 Standard Mileage Rates December 28, 2020
On Dec. 22, 2020, the Internal Revenue Service (IRS) issued the 2021 optional standard mileage rates, which are used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes.
Stimulus Bill With Temporary Special Rules for FSAs Signed Into Law December 28, 2020
On Dec. 27, 2020, President Trump signed the Consolidated Appropriations Act of 2021 into law. The Act provides temporary special rules for health and dependent care flexible spending accounts (FSAs) that give employees additional time to use these funds.

Mark Glandon

Vice President Employee Benefits

Mark founded Glandon Insurance in 1991 and has over 30 years in the insurance industry. He is a graduate of Old Dominion University, a member of the National Association of Health Underwriters (he is the past president of EVAHU) and is a member of the Optima Health Broker Advisory Board.

Maureen Glandon

Marketing and Ancillary Support

Maureen is responsible for broker lead development and recruitment. Maureen also provides broker support with Medicare and Ancillary products as well as Marketing. Prior to coming to Glandon Insurance, Maureen worked for Lincoln Financial for 6 years and has a total of 25 years of insurance experience. Maureen is Medicare certified and holds her Life and Health license.

Teresa Wilkerson

Broker Representative

Terry works with brokers with Optima Health group and individual business. Terry came to Glandon Insurance after 30 years at Prudential where she worked with both brokers and clients handling sales and service of life and annuities. Terry has her Life & Health License as well as her Series 6. Terry has completed the National Association of Health Underwriters Health Care Reform Certification Course.

Ross Oftedahl

Broker Manager

Ross brings with him 17 years of experience in the Virginia market for Group Employee Benefits, including life, disability, dental, supplemental, level funding medical plans and enrollment. As the Broker Relations Manager, he will be working to help our broker partners grow by providing a source for innovative and creative solutions to ensure they have all the necessary tools and knowledge to advise their clients of the changing world of Employee Benefits offerings and administration.

Robert Anderson

Broker Manager – Individual and Medicare Products

Robert will work across the Choice Insurance enterprise to enhance Individual and Medicare services and offerings to our internal organization, channel partners, brokers and clients. Previously, Robert was a regional Medicare and Health insurance expert for State Farm, where he was consistently garnering sustained acclamation’s (Lifetime President’s Club & Ambassador Life) for over a decade.

Jennifer Bray

Account Manager

Jennifer successfully manages small, mid, and large-sized clients by assisting employers with coordinating all aspects of company-wide health insurance, benefit strategies and plan administration. Prior to coming to Choice Insurance, Jennifer started out in Geico’s call center then worked as a Service Manager at a local Allstate Agency and recently worked at Towne Benefits, building client relations. Jennifer holds both her Life and Health as well as P&C Licenses.

Danica Willoughby

Retail Manager – Individual Health and Medicare Products

Danica is the managing Broker on the Retail side with Individual and Medicare products. She has over 20 years experience in sales and marketing. Prior to joining the team at Choice Insurance, Danica specialized in Union and Veteran Life Insurance gap benefits. Danica is AHIP and FFM certified and holds her Life and Health License. She is currently working towards a bachelor’s degree in New Media Internet Marketing.

Jeff Holroyd

New Business Representative – Employee Benefits

Jeff works with all size groups; anywhere from sole proprietors all the way to municipalities. Prior to joining the Choice Insurance team, Jeff worked for Allstate on new business sales with personal lines, supplemental benefits, as well as commercial and Life Insurance. Jeff holds both his Life and Health as well as P&C Licenses. He has a bachelor of science in Criminal Justice with a double minor in Psychology & English from Radford University.

Mary Fitzgerald

TPA Administrator

Mary handles the COBRA Administration and Section 125 plans for Brokers and Groups. She has completed her certification courses in Section 125 Plans and COBRA Administration. Mary worked for Nationwide Insurance Company as a no-fault claims representative. She owned her own flooring company for 6 years and recently worked for Liberty Mutual Insurance Co. in Allentown, PA for 11 years. Mary has her All Line Adjuster License as well as a degree in Business Administration from the State University at Albany, NY.