Insurance News

  • DOL Finalizes New Method for Electronic Delivery of Retirement Plan Disclosures May 21, 2020
    On May 21, 2020, the U.S. Department of Labor (DOL) published a final rule that will allow plan administrators to post retirement plan disclosures online or deliver them to employees by e-mail, as a default, to comply with their statutory duty to furnish documents under ERISA.
  • IRS Releases 2021 Health Savings Account (HSA) Limits May 21, 2020
    The IRS has announced the 2021 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal Revenue Code.
  • New COVID-19 Guidance for Section 125 Mid-year Election Change Rules May 14, 2020
    On May 12, 2020, the IRS released Notice 2020-29, which provides temporary flexibility for mid-year election changes under a Section 125 cafeteria plan during calendar year 2020.
  • IRS Provides More Options for Unused Funds in Health FSAs and DCAPs May 13, 2020
    Options Include an Extended Period for Incurring Expenses and Increased Health FSA Carryover Limit On May 12, 2020, the IRS announced more options with respect to unused amounts in health flexible spending accounts (FSAs) and dependent care assistance programs (DCAPs).
  • EEOC Delays EEO-1 and Related Reports Due to COVID-19 May 12, 2020
    Due to the COVID-19 pandemic, employers and unions that are subject to equal employment opportunity (EEO) reporting under Title VII of the Civil Right Act will not be required to file EEO surveys in 2020, the U.S. Equal Employment Opportunity Commission (EEOC) announced on May 8, 2020.
  • FFCRA May 7 Update: DOL Publishes Additional FAQs May 8, 2020
    Newest DOL Publication Adds FAQs 89 Through 93 On May 7, 2020, the U.S. Department of Labor (DOL) added five new answers to frequently asked questions (FAQs) to help employers comply with requirements set by the Families First Coronavirus Response
  • DOL Issues Updated Model COBRA Notices May 7, 2020
    The General Notice and Election Notice Models Now Include Medicare Information On May 1, 2020, the U.S. Department of Labor issued new model notices that group health plans may use to use to comply with COBRA notification requirements. Use of
  • EEOC Updates Guidance on Coronavirus and the ADA May 7, 2020
    New FAQs Address Return to work Issues For At Risk Employees Who Are At High Risk of Becoming Ill From COVID 19 On May 7, 2020, U.S. Equal Employment Opportunity Commission (EEOC) issued additional answers to frequently asked questions (FAQs)
  • Virginia to Increase State Minimum Wage Rate May 6, 2020
    New Rate Becomes Effective May 1, 2021 New legislation will progressively increase the state’s minimum wage rate to $15 per hour by 2026. The current rate in Virginia is equal to the federal minimum wage rate of $7.25 per hour.
  • Colorado Expands Paid Health Emergency Leave May 1, 2020
    On April 27, 2020, Colorado amended its emergency regulations mandating paid sick leave for certain workers affected by COVID-19.

Glandon Insurance is a General Agent for the following Health and Dental Insurers:

Optima Health -Optima Health provides health plan coverage to more than 444,000 members throughout Virginia. They offer a full suite of commercial products including consumer-driven, employer-sponsored plans and individual and family health plans. Their quality provider network features more than 15,000 providers including specialists, primary care physicians and hospitals across Virginia.Optima Health offers user-friendly customer service, claims processing and problem solving. You can expect personal service from enrollment to member services to renewal. Optima Health has been based in Virginia for 30 years.

Dominion National – Dominion National is a leading provider of dental and vision benefits in the Mid-Atlantic, offering managed care and indemnity programs, claims adjudication, comprehensive plan administration and over 270,000 dentist listings nationally. Among their nearly 850,000 customers are leading health plans, employer groups, municipalities, associations and individuals

Companion Life – Companion Life offers insurance products and services that address the realities of today’s business environment. They are a single source for quality life, disability and dental insurance programs.

Starmark®, a Trustmark Company, administers self-funded plans exclusively for smaller businesses nationwide. Employers choose from extensive plan design choices to create a self-funded health plan to meet their unique needs and budget, while stop-loss insurance from Trustmark Life Insurance Company provides the protection they need. Starmark – The leader in self-funding for small groups.

Allied National – Allied National is one of the nation’s oldest and most experienced third party administrators. We strive to be the first choice for self-funded group health benefit products for small and mid-sized employers. We work hard to exceed the expectations of agents, employers and members through fast, friendly service.

Anthem  – Anthem VA is a non-profit company, and part of the Blue Cross Blue Shield Association. Anthem VA offers medical, dental, vision and life coverage to groups, and offers medical, dental and vision to individuals. Medicare Supplement coverage is offered as well. The ability to access providers nationwide is a plus.

PrincipalPrincipal helps companies around the world build, protect and advance their well being with their group life, dental, disability, vision and critical illness management expertise. For the 2nd year in a row, Principal earned the 2018 Military Friendly Employer designation by Victory Media.

Ameritas – The group division of Ameritas Life Insurance Corp. has served customers since 1959. Today, Ameritas issues and administers dental, vision, hearing, and student loan repayment plans for more than 7.47 million people and more than 390,000 employer groups nationwide. Ameritas has one of the largest dental networks in the country with over 471,000 access points. It’s contact center has earned Benchmark Portal’s Center of Excellence certification every year since 2007.

UNUM – Unum is in the business of helping people through difficult times in their lives. Their financial protection benefits provide individuals and families with the financial security they need to better cope with the loss one or the inability to work due to illness or injury. They offer a full array of benefit solutions – including education, enrollment services and valuable claim support – to meet the needs of  both employers and their workers. Their customers know they can count on Unum when the unexpected occurs. 33 million people in 181,000 companies rely on Unum’s products and services – including a third of fortune 500 companies – and they paid out more than $6.8 billion in benefits last year to individuals and families who were impacted by life-changing events.

National General – National General Benefit Solutions (NGBS) is focused on providing innovative employee benefit solutions to small- and mid-sized businesses. The National General program simplifies self-funding—giving employers the opportunity to provide quality health care benefits to their employees while lowering their overall cost.

One America – A national leader in the insurance and financial services marketplace for 140 years, the companies of OneAmerica help customers build and protect their financial futures. OneAmerica offers a variety of products and services to serve the financial needs of their policyholders and customers, including group life and disability benefit plan products.