Insurance News

  • EEOC Issues Opinion Letter on ICHRAs and the ADEA January 14, 2021
    A Jan. 7, 2021 opinion letter from the U.S. Equal Employment Opportunity Commission (EEOC) addresses employer contributions to Individual Coverage Health Reimbursement Arrangements (ICHRAs) and compliance with the Age Discrimination in Employment Act of 1967 (ADEA).
  • Proposed Rules Would Amend Wellness Program Incentive Rules January 12, 2021
    On Jan. 7, 2021, the Equal Employment Opportunity Commission issued two proposed rules on wellness programs under the Americans with Disabilities Act and the Genetic Information Non-Discrimination Act.
  • HHS Issues Proposed Changes to the HIPAA Privacy Rule January 12, 2021
    The Department of Health and Human Services (HHS) issued a proposed rule that would make certain changes to the Health Insurance Portability and Accountability Act (HIPAA) Privacy Rule.
  • Massachusetts Issues Emergency PFML Regulations January 11, 2021
    The Massachusetts Department of Family and Medical Leave (DFML) has issued emergency regulations for the paid family and medical leave (PFML) program. The emergency regulations add personal care attendants and family care providers to the program’s definition of “covered individual.”
  • DOL Issues New Q&As About FFCRA Leave Requirements January 6, 2021
    The U.S. Dept. of Labor (DOL) has issued two additional Q&As about employee leave under the Families First Coronavirus Response Act.
  • CO Employers Must Provide 80 Hours’ Emergency Leave on Jan. 1 December 30, 2020
    On Jan. 1, 2021, Colorado employers will have to provide workers with up to 80 hours of paid public health emergency leave under the state’s Healthy Families and Workplaces Act, passed in July 2020. The requirement was clarified in guidance and temporary emergency rules issued by the state’s Department of Labor and Employment on Dec. 23, 2020.
  • DOL to Accept Telemedicine as In-person Visit for FMLA Purposes December 30, 2020
    New Directive Aligns Enforcement Practices with COVID 19 Guidance On Dec. 29, 2020, the U.S. Department of Labor (DOL) published Field Assistance Bulletin 2020 8 to provide enforcement guidance regarding the use of telemedicine when establishing a serious health condition
  • DOL Issues Guidance on Electronic Posting of Certain Labor Law Notices December 30, 2020
    On Dec. 29, 2020, the U.S. Department of Labor (DOL) issued Field Assistance Bulletin 2020-7, which addresses when the DOL will consider electronic posting by employers (by email, or an internet or intranet website) sufficient to provide employees with required notice of their statutory rights under a variety of federal labor laws.
  • IRS Announces 2021 Standard Mileage Rates December 28, 2020
    On Dec. 22, 2020, the Internal Revenue Service (IRS) issued the 2021 optional standard mileage rates, which are used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes.
  • Stimulus Bill With Temporary Special Rules for FSAs Signed Into Law December 28, 2020
    On Dec. 27, 2020, President Trump signed the Consolidated Appropriations Act of 2021 into law. The Act provides temporary special rules for health and dependent care flexible spending accounts (FSAs) that give employees additional time to use these funds.

Glandon Insurance is a General Agent for the following Health and Dental Insurers:

Optima Health -Optima Health provides health plan coverage to more than 444,000 members throughout Virginia. They offer a full suite of commercial products including consumer-driven, employer-sponsored plans and individual and family health plans. Their quality provider network features more than 15,000 providers including specialists, primary care physicians and hospitals across Virginia.Optima Health offers user-friendly customer service, claims processing and problem solving. You can expect personal service from enrollment to member services to renewal. Optima Health has been based in Virginia for 30 years.

Dominion National – Dominion National is a leading provider of dental and vision benefits in the Mid-Atlantic, offering managed care and indemnity programs, claims adjudication, comprehensive plan administration and over 270,000 dentist listings nationally. Among their nearly 850,000 customers are leading health plans, employer groups, municipalities, associations and individuals

Companion Life – Companion Life offers insurance products and services that address the realities of today’s business environment. They are a single source for quality life, disability and dental insurance programs.

Starmark®, a Trustmark Company, administers self-funded plans exclusively for smaller businesses nationwide. Employers choose from extensive plan design choices to create a self-funded health plan to meet their unique needs and budget, while stop-loss insurance from Trustmark Life Insurance Company provides the protection they need. Starmark – The leader in self-funding for small groups.

Allied National – Allied National is one of the nation’s oldest and most experienced third party administrators. We strive to be the first choice for self-funded group health benefit products for small and mid-sized employers. We work hard to exceed the expectations of agents, employers and members through fast, friendly service.

Anthem  – Anthem VA is a non-profit company, and part of the Blue Cross Blue Shield Association. Anthem VA offers medical, dental, vision and life coverage to groups, and offers medical, dental and vision to individuals. Medicare Supplement coverage is offered as well. The ability to access providers nationwide is a plus.

PrincipalPrincipal helps companies around the world build, protect and advance their well being with their group life, dental, disability, vision and critical illness management expertise. For the 2nd year in a row, Principal earned the 2018 Military Friendly Employer designation by Victory Media.

Ameritas – The group division of Ameritas Life Insurance Corp. has served customers since 1959. Today, Ameritas issues and administers dental, vision, hearing, and student loan repayment plans for more than 7.47 million people and more than 390,000 employer groups nationwide. Ameritas has one of the largest dental networks in the country with over 471,000 access points. It’s contact center has earned Benchmark Portal’s Center of Excellence certification every year since 2007.

UNUM – Unum is in the business of helping people through difficult times in their lives. Their financial protection benefits provide individuals and families with the financial security they need to better cope with the loss one or the inability to work due to illness or injury. They offer a full array of benefit solutions – including education, enrollment services and valuable claim support – to meet the needs of  both employers and their workers. Their customers know they can count on Unum when the unexpected occurs. 33 million people in 181,000 companies rely on Unum’s products and services – including a third of fortune 500 companies – and they paid out more than $6.8 billion in benefits last year to individuals and families who were impacted by life-changing events.

National General – National General Benefit Solutions (NGBS) is focused on providing innovative employee benefit solutions to small- and mid-sized businesses. The National General program simplifies self-funding—giving employers the opportunity to provide quality health care benefits to their employees while lowering their overall cost.

One America – A national leader in the insurance and financial services marketplace for 140 years, the companies of OneAmerica help customers build and protect their financial futures. OneAmerica offers a variety of products and services to serve the financial needs of their policyholders and customers, including group life and disability benefit plan products.