Insurance News

  • California Strengthens Lactation Accommodation Protections October 18, 2019
    California has adopted a new law that strengthens lactation accommodation protections for employees. The new law becomes effective on Jan. 1, 2020 and is similar to San Francisco’s lactation accommodation law.
  • South Dakota Announces 2020 Minimum Wage Rate October 15, 2019
    The South Dakota Department of Labor and Regulation announced that the state minimum wage rate will increase $9.30 per hour on Jan. 1, 2020.
  • Vermont Announces 2020 Minimum Wage Rate October 14, 2019
    Vermont has announced that the state minimum wage rate will increase to $10.96 per houron Jan. 1, 2020.
  • DOL Proposes to Amend Employee Tip Regulations October 10, 2019
    On Oct. 8, 2019, the U.S. Department of Labor (DOL) published a proposed rule to amend employee tip regulations under the Fair Labor Standards Act.
  • Montana Announces 2020 Minimum Wage Rate October 10, 2019
    On Sep. 30, 2019, the Montana Department of Labor and Industry announced that the state minimum wage rate will increase from $8.50 to $8.65 per hour.
  • Ohio Announces 2020 Minimum Wage Rate October 8, 2019
    New Rate Becomes Effective on Jan. 1 Ohio has announced a new minimum wage rate of $8.70 per hour for nonexempt employees. The state minimum wage rate applies to employers that gross $319,000 per year or more. The
  • Alaska Announces 2020 Minimum Wage Rate October 2, 2019
    New Rate Becomes Effective on Jan. 1 The state of Alaska has announced a minimum wage rate of $10.19 per hour for 2020. The minimum wage in the state is adjusted annually using the Consumer Price Index for urban consumers
  • California Adopts New Worker Classification Standard October 1, 2019
    California has adopted a new law that changes the process for determining whether a worker should be classified as an employee or independent contractor.
  • DOL Issues New Salary Limits for Overtime Exemptions September 24, 2019
    On Sept. 24, 2019, the U.S. Department of Labor (DOL) announced a new final rule that updates the salary thresholds that some individuals must meet in order to qualify for a minimum wage and overtime exemption under the federal Fair Labors Standards Act (FLSA).
  • Reminder: Sept. 30 and Oct. 1 are Key Massachusetts PFML Deadlines September 19, 2019
    The end of the month marks important employer deadlines for Massachusetts Paid Family and Medical Leave (PFML).

PROPERTY & CASUALITY FAQ’s

If a contractor or one of his employees gets hurt while working on my property; can they sue me? If they have workers compensation that would take care of them. If they do not have workers compensation; you could end up in a law suit (if you were liable for why they got hurt). Always ask for a ‘certificate of insurance’ for liability and workers compensation before they work on your house. If you don’t get a certificate you can do your own research on the below website:

https://www.ewccv.com/cvs/?ref=https%3A%2F%2Fwww.google.com

If a neighbor’s tree falls on my car or house due to a storm, does my neighbor’s homeowners fix my car or house? No, it does not. The tree falling over is due to an act of God, not your neighbor’s neglect or them trying to take the tree down themselves and it falling the wrong way. Your comprehensive coverage on your auto policy would cover your auto and your homeowner’s policy would cover your home. Before you think this isn’t fair if your tree fell over in the storm and hit their house or car, it wouldn’t be your fault and you or your insurance wouldn’t be responsible.

If I loan my car to someone, does their insurance pay if they are in an accident? Your insurance pays first and your collision coverage is what covers your car (if you have collision coverage). Their insurance would pick up additional liability if they have higher liability limits than you.