Insurance News

  • NY Federal Court Partly Strikes Down FFCRA Leave Regulations August 4, 2020
    In a case brought by the New York attorney general, the U.S. District Court for the Southern District of New York has vacated portions of regulations issued by the U.S. Department of Labor under the Families First Coronavirus Response Act.
  • Virginia Adopts Safety and Health Standard for COVID-19 August 3, 2020
    The New Emergency Temporary Standard Requires Job Risk Assessments, Employee Training and Customized Control and Prevention Measures Virginia has adopted an occupational safety and health standard to protect employees within the state from COVID 19. This Emergency Temporary Standard (ETS)
  • Massachusetts Finalizes Amendments to PFML Regulations August 3, 2020
    On July 24, 2020, the Massachusetts Department of Paid Family and Medical Leave published final amendments to regulations issued under the state’s Paid Family and Medical Leave program.
  • Remote Verification of Form I-9 Documents Extended to Aug. 19 July 28, 2020
    According to the DHS This Will Be the Final Extension The U.S. Department of Homeland Security (DHS) has announced that the exemption for the physical inspection of Form I 9 documents has been extended to Aug. 19, 2020. 
  • NLRB Changes Rules for Abusive or Offensive Conduct By Employees July 22, 2020
    On July 21, 2020, the National Labor Relations Board issued a decision that eases the way for employers to discipline or discharge an employee based on abusive or offensive conduct—such as racist or profane remarks—committed while the employee was also engaged in activities that are protected under the National Labor Relations Act.
  • DOL Publishes More Q&As on Employment Laws and Coronavirus July 20, 2020
    On July 20, 2020, the U.S. Department of Labor (DOL) announced the agency’s publication of additional questions and answers about the operation of the federal Family and Medical Leave Act (FMLA), the Fair Labor Standards Act (FLSA) and the Families First Coronavirus Response Act (FFCRA) in workplace situations involving COVID-19.
  • DOL Revises FMLA Forms, Seeks Input on Regulations July 17, 2020
    The U.S. Department of Labor has issued a Request for Information about federal Family and Medical Leave Act (FMLA) regulations. The agency has also revised its FMLA notice and certification forms.
  • DOL Issues RFI on Paid Family and Medical Leave July 15, 2020
    In a Request for Information (RFI) issued July 15, 2020, the U.S. Department of Labor (DOL) announced it is seeking information about the effectiveness of current state- and employer-provided paid leave programs, and how access (or lack of access) to these programs impacts workers and their families.
  • Proposed Rule Would Allow Changes to Certain Grandfathered Plans July 10, 2020
    On July 10, 2020, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury issued a proposed rule that would allow grandfathered group health plans to make certain changes to cost-sharing requirements without losing grandfather status.
  • IRS: W-2 Reporting Required for FFCRA Leave Pay July 9, 2020
    Employers are required to report sick and family leave wages paid to employees under the Families First Coronavirus Response Act (FFCRA) on Form W-2, according to guidance from the IRS and the U.S. Treasury Department.

PROPERTY & CASUALITY FAQ’s

If a contractor or one of his employees gets hurt while working on my property; can they sue me? If they have workers compensation that would take care of them. If they do not have workers compensation; you could end up in a law suit (if you were liable for why they got hurt). Always ask for a ‘certificate of insurance’ for liability and workers compensation before they work on your house. If you don’t get a certificate you can do your own research on the below website:

https://www.ewccv.com/cvs/?ref=https%3A%2F%2Fwww.google.com

If a neighbor’s tree falls on my car or house due to a storm, does my neighbor’s homeowners fix my car or house? No, it does not. The tree falling over is due to an act of God, not your neighbor’s neglect or them trying to take the tree down themselves and it falling the wrong way. Your comprehensive coverage on your auto policy would cover your auto and your homeowner’s policy would cover your home. Before you think this isn’t fair if your tree fell over in the storm and hit their house or car, it wouldn’t be your fault and you or your insurance wouldn’t be responsible.

If I loan my car to someone, does their insurance pay if they are in an accident? Your insurance pays first and your collision coverage is what covers your car (if you have collision coverage). Their insurance would pick up additional liability if they have higher liability limits than you.